Medicare Part A

Medicare Part A is one part of Original Medicare Part B and Part D are the other two parts.

What does Medicare Part A cover?

Eligibility for Part A

If you are 65 years of age you most likely qualify for Medicare Part A. Also, if you are under 65 and collect disability you will qualify after 24 months of being deemed disabled. Person with ESRD, End Stage Renal Disease, or ALS, Lou Gehrig’s Disease also qualify. You must be either a United States citizen or a legal permanent resident of at least five continuous years.

Part A Premium

Part A is the portion of Medicare that you have paid payroll taxes on throughout your life. As long as you have 10 years of work or 40 quarters where taxes were paid on income your premium is typically free.

Non U.S. citizens may also qualify for Part A. Occasionally if you have not met the work requirements you may qualify for Part a with an additional premium.

Spouses who have not worked, but the other spouse did, also qualify for Part A with $0 premium.

Speak with one of our Medicare specialists for the latest premium costs.

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